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We are looking for a Credit Underwriting - Risk Manager to strengthen our client’s Consumer and Commercial card underwriting strategies. This role is crucial for driving business growth in a promising market. The successful candidate will use data insights and work with different teams to improve underwriting strategies and ensure new accounts are onboarded smoothly.
This role offers a flexible hybrid work model, comprehensive health benefits, a competitive salary with performance bonuses, and opportunities for career growth. It is a great opportunity for strategic thinkers who value innovation and teamwork.
Key Responsibilities:
- - Develop and apply risk strategies for the Japan portfolio to ensure profitable growth.
- - Use new and existing data to improve model and strategy performance.
- - Build strong partnerships with Risk Management, Operations, Product, Marketing, and Acquisitions teams.
- - Track credit performance metrics to spot trends and opportunities.
- - Work with acquisition and marketing teams on growth projects.
- - Gain a deep understanding of market trends and competitor strategies.
- - Use company systems knowledge to create effective solutions.
- - Promote an inclusive and positive team culture.
- - Bachelor’s degree required.
- - Proficiency in Japanese and fluency in English.
- - Strong analytical and problem-solving skills.
- - Experience with statistical programming languages such as SAS, SQL, R, or Python.
- - Excellent communication skills and the ability to influence others.
- - Self-motivated with a growth mindset and attention to detail.
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